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Remote health insurance agent jobs in West Virginia

Work from home anywhere in West Virginia, or from our main office in Sunrise, FL. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.

Agents who live in West Virginia start with a West Virginia resident license. We cover the cost of non-resident licenses as you expand to more states.

ACA plan selections, 2026
55,879
Medicare beneficiaries, 2024
453,115
Insurance sales agents, May 2025
1,430

Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.

Open roles for West Virginia residents

We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.

Licensed Medicare Sales Agent

Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Licensed ACA / Marketplace Agent

Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.

Location
Remote or in office
Pay
Commission, paid every week

UnitedHealthOne Insurance Agent

Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Limited Medical Agent

Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.

Location
Remote or in office
Pay
Commission, paid every week

Life Insurance Agent

Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Why West Virginia agents stay busy

For 2027 coverage, West Virginia residents shop for marketplace plans on HealthCare.gov. Agents complete CMS Marketplace registration and training each plan year to enroll them.

55,879
ACA plan selections
2026 Open Enrollment (CMS)
453,115
Medicare beneficiaries
2024 total (KFF State Health Facts)
57%
In Medicare Advantage
Share of eligible beneficiaries, February 2026 (MedPAC)
1,430
Insurance sales agents
Employed in May 2025 (BLS)

Sources: CMS 2026 Open Enrollment state file; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.

The median annual wage for insurance sales agents in West Virginia was $45,480 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.

About 1.4% of West Virginia residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).

Counties with the most 2026 ACA plan selections

  1. Kanawha County5,961
  2. Berkeley County4,645
  3. Cabell County3,551

How to get licensed in West Virginia

The West Virginia Offices of the Insurance Commissioner licenses insurance agents in West Virginia. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.

  1. Resident license

    Get the right license line

    In West Virginia, the resident license that lets you sell health insurance is Accident and Health or Sickness. The West Virginia Offices of the Insurance Commissioner issues it.

  2. 20 hours

    Complete pre-licensing education

    West Virginia requires 20 hours of pre-licensing education for Accident and Sickness (40 hours when combined with Life).

  3. Pearson VUE

    Pass the state exam

    In West Virginia, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.

  4. Required

    Get fingerprinted

    West Virginia requires fingerprints for a background check through IdentoGO, after you pass the exam.

  5. Apply for your license

    Apply for your West Virginia resident license through NIPR. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.

  6. Every plan year

    Certify for Medicare

    To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.

  7. Every plan year

    Register with CMS for ACA plans

    Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). West Virginia uses HealthCare.gov, so this is the registration that lets you enroll West Virginia residents in marketplace plans. CMS ties Marketplace access to the health line of authority on your resident license, so your West Virginia license comes first.

  8. Keep your license active

    To renew, West Virginia requires 24 hours of continuing education every 2 years, including 3 hours of ethics.

Also good to know in West Virginia: Bring a physical copy of your pre-licensing certificate to the exam. It expires 6 months after the course completion date.

Official source: West Virginia Offices of the Insurance Commissioner. More sources: WVOIC: How to apply for a resident producer license (PDF); WVOIC: West Virginia insurance candidate handbook, September 2026 (PDF); WVOIC: Pre-licensing provider packet with course hour minimums (PDF); WVOIC: Producer resident continuing education (PDF). Facts checked on October 30, 2026. Rules change, so confirm the details with the West Virginia Offices of the Insurance Commissioner before you book an exam.

Work from West Virginia

Every role is remote, or in office in Sunrise, FL, so you can work from home anywhere in West Virginia.

We run seven days a week. You pick the hours that fit your life.

Leads come from our own websites. You never buy leads and never cold call.

Your West Virginia resident license lets you help people in West Virginia. We cover the cost of non-resident licenses as you expand to more states.

What you need

  • A West Virginia resident license with the Accident and Health or Sickness line
  • Your National Producer Number (NPN). You can look it up on NIPR.
  • For Medicare roles: the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year
  • For ACA roles: CMS Marketplace registration for the current plan year
  • Willingness to add non-resident licenses as you grow. We cover the cost of non-resident licenses as you expand to more states.

How you are paid

$0
Chargebacks
No chargebacks, ever. You keep 100% of what you earn and never owe anything back.
$900
Weekly minimum after your first 4 weeks
After your first 4 weeks, you are guaranteed at least $900 a week.
Commission
Paid every week

Referral bonus

Know a good agent? Bring them in and earn a per-deal override on their sales.

Per-deal override

Questions about licensing and work in West Virginia

What license do I need to sell health insurance in West Virginia?
A West Virginia resident license with the Accident and Health or Sickness line, issued by the West Virginia Offices of the Insurance Commissioner. Agents need a resident license from the state where they live.
Do I need pre-licensing education in West Virginia?
Yes. West Virginia requires 20 hours of pre-licensing education for Accident and Sickness (40 hours when combined with Life).
Who runs the insurance licensing exam in West Virginia?
In West Virginia, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.
Does West Virginia use HealthCare.gov?
Yes. For 2027 coverage, West Virginia uses HealthCare.gov. To enroll West Virginia residents in marketplace plans, agents complete CMS Marketplace registration and training each plan year.
Can I work remotely from West Virginia?
Yes. Our roles are remote, or in office in Sunrise, FL. We run seven days a week. You pick the hours that fit your life. Leads come from our own websites. You never buy leads and never cold call.
Do I need a non-resident license?
Your West Virginia resident license comes first. To help people in other states, you add a non-resident license for each state, and NIPR handles those applications. We cover the cost of non-resident licenses as you expand to more states.

Apply this week.

Licensed in West Virginia? After your first 4 weeks, you are guaranteed at least $900 a week.