Health guide
How to choose a health plan without guessing
Five steps that start with the care you already use, then check your doctors, your prescriptions, and the total cost of a plan rather than the premium alone.
Shopping and enrollment
News and insights
News and insights.
This is where company announcements and coverage explainers will live. We have not published anything here yet, and we would rather leave the page honest than fill it with filler.
No articles have been published yet. When that changes, posts will appear here with a date and a byline. Until then, the health guide already answers most of what people come to a page like this looking for.
Read this instead
Start with the health guides.
Evergreen explainers that do not go out of date the way news does. Each one lives on our health guide page.
Health guide
Deductibles, copays, coinsurance, and the out-of-pocket maximum
The four numbers that decide what a plan costs you in a heavy year of care, what each one means, and the order they apply in.
What you pay
Health guide
Preventive care that is covered with no cost sharing
The screenings, vaccines, and counseling most plans must cover at no charge in network, and the billing details that catch people out.
Staying well
Health guide
Urgent care, the emergency room, or a virtual visit
How to pick the right setting for a given problem, and the symptoms that mean go to the emergency room or call 911 without weighing the cost.
Getting care
What will go here
The kind of thing we plan to publish.
Useful, dated, and specific. If it does not help someone choose or use coverage, it does not need a post.
- Enrollment deadlines and what changes at the start of each plan year
- Plain-language explanations when federal or state coverage rules change
- Product updates, including the member portal and the mobile app in development
- New guides added to the health guide library
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Coverage where you live
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