Health coverage
Dental, vision and supplemental
Pharmacy and Medicaid
Work from home anywhere in Rhode Island, or from our main office in Sunrise, FL. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.
Agents who live in Rhode Island start with a Rhode Island resident license. We cover the cost of non-resident licenses as you expand to more states.
Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.
We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.
Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.
Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.
Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.
Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.
Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.
For 2027 coverage, Rhode Island runs its own exchange, HealthSource RI, instead of HealthCare.gov. Agents who sell its plans register with HealthSource RI too.
Sources: CMS 2026 Open Enrollment state file; CMS state-based exchanges list; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.
The median annual wage for insurance sales agents in Rhode Island was $79,930 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.
About 14.2% of Rhode Island residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).
The Rhode Island Department of Business Regulation, Insurance Division licenses insurance agents in Rhode Island. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.
In Rhode Island, the resident license that lets you sell health insurance is Accident and Health or Sickness Insurance. The Rhode Island Department of Business Regulation, Insurance Division issues it.
Rhode Island does not require a pre-licensing course for this license. You can study on your own and book the exam when you are ready.
In Rhode Island, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.
Rhode Island uses a background check instead of fingerprints: residents send a state BCI background check from the RI Attorney General, no more than 30 days old.
Apply for your Rhode Island resident license through NIPR. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.
To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.
Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). You need this for HealthCare.gov states, which you reach with non-resident licenses. CMS ties Marketplace access to the health line of authority on your resident license, so your Rhode Island license comes first.
For 2027 coverage, Rhode Island runs its own exchange, HealthSource RI, instead of HealthCare.gov. Agents register with HealthSource RI as well.
To renew, Rhode Island requires 24 hours of continuing education every 2 years, including 3 hours of ethics.
Also good to know in Rhode Island: Resident producers must carry errors and omissions insurance under state law, but do not file proof with the Department.
Official source: Rhode Island Department of Business Regulation, Insurance Division. More sources: RI DBR: Licensing frequently asked questions; RI DBR: Insurance producer licensing instructions (PDF); 230-RICR-20-50-2: Continuing education for insurance producers. Facts checked on October 30, 2026. Rules change, so confirm the details with the Rhode Island Department of Business Regulation, Insurance Division before you book an exam.
Every role is remote, or in office in Sunrise, FL, so you can work from home anywhere in Rhode Island.
We run seven days a week. You pick the hours that fit your life.
Leads come from our own websites. You never buy leads and never cold call.
Your Rhode Island resident license lets you help people in Rhode Island. We cover the cost of non-resident licenses as you expand to more states.
Referral bonus
Know a good agent? Bring them in and earn a per-deal override on their sales.
Moving, or licensed somewhere else? Each state page lists that state's licensing steps and market. We cover the cost of non-resident licenses as you expand to more states.
Licensed in Rhode Island? After your first 4 weeks, you are guaranteed at least $900 a week.