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Remote health insurance agent jobs in Florida

Work from home anywhere in Florida, or join the team at our main office in Sunrise. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.

Agents who live in Florida start with a Florida resident license. We cover the cost of non-resident licenses as you expand to more states. Leer en español

ACA plan selections, 2026
4,538,772
Medicare beneficiaries, 2024
5,133,537
Insurance sales agents, May 2025
47,560

Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.

Open roles for Florida residents

We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.

Licensed Medicare Sales Agent

Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Licensed ACA / Marketplace Agent

Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.

Location
Remote or in office
Pay
Commission, paid every week

UnitedHealthOne Insurance Agent

Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Limited Medical Agent

Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.

Location
Remote or in office
Pay
Commission, paid every week

Life Insurance Agent

Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Why Florida agents stay busy

For 2027 coverage, Florida residents shop for marketplace plans on HealthCare.gov. Agents complete CMS Marketplace registration and training each plan year to enroll them.

4,538,772
ACA plan selections
2026 Open Enrollment (CMS)
5,133,537
Medicare beneficiaries
2024 total (KFF State Health Facts)
62%
In Medicare Advantage
Share of eligible beneficiaries, February 2026 (MedPAC)
47,560
Insurance sales agents
Employed in May 2025 (BLS)

Sources: CMS 2026 Open Enrollment state file; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.

The median annual wage for insurance sales agents in Florida was $59,790 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.

About 23.4% of Florida residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).

Counties with the most 2026 ACA plan selections

  1. Miami-Dade County1,031,630
  2. Broward County544,502
  3. Orange County399,974

How to get licensed in Florida

The Florida Department of Financial Services licenses insurance agents in Florida. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.

  1. Resident license

    Get the right license line

    In Florida, the resident license that lets you sell health insurance is 2-40 Health, or 2-15 Health and Life (including Annuities and Variable Contracts). The Florida Department of Financial Services issues it.

  2. 40 hours

    Complete pre-licensing education

    Florida requires 40 hours of pre-licensing education (2-40) or 60 hours (2-15), completed within 4 years of applying.

  3. Pearson VUE

    Pass the state exam

    In Florida, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.

  4. Required

    Get fingerprinted

    Florida requires fingerprints for a background check through IdentoGO by Idemia.

  5. Apply for your license

    Apply for your Florida resident license through DFS MyProfile, or NIPR. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.

  6. Every plan year

    Certify for Medicare

    To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.

  7. Every plan year

    Register with CMS for ACA plans

    Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). Florida uses HealthCare.gov, so this is the registration that lets you enroll Florida residents in marketplace plans. CMS ties Marketplace access to the health line of authority on your resident license, so your Florida license comes first.

  8. Keep your license active

    To renew, Florida requires 24 hours of continuing education every 2 years, including a 4-hour Law and Ethics update for your license type.

Also good to know in Florida: A Florida agent license must be appointed by an insurer to be valid, and it expires after 48 months without one.

Official source: Florida Department of Financial Services. More sources: Florida DFS: 2-40 Resident Health Agent License; Florida DFS: 2-15 Resident Health and Life Agent License; Florida DFS: Examinations; Florida DFS: Continuing Education; Florida DFS: Fingerprinting Information; NIPR: Florida resident licensing. Facts checked on October 30, 2026. Rules change, so confirm the details with the Florida Department of Financial Services before you book an exam.

Work from Florida

Every role is remote, or in office in Sunrise, FL. Work from home anywhere in Florida, or come into our main office in Sunrise if you live close enough to commute.

We run seven days a week. You pick the hours that fit your life.

Leads come from our own websites. You never buy leads and never cold call.

Your Florida resident license lets you help people in Florida. We cover the cost of non-resident licenses as you expand to more states.

What you need

  • A Florida resident license with the 2-40 Health, or 2-15 Health and Life (including Annuities and Variable Contracts) line
  • Your National Producer Number (NPN). You can look it up on NIPR.
  • For Medicare roles: the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year
  • For ACA roles: CMS Marketplace registration for the current plan year
  • Willingness to add non-resident licenses as you grow. We cover the cost of non-resident licenses as you expand to more states.

How you are paid

$0
Chargebacks
No chargebacks, ever. You keep 100% of what you earn and never owe anything back.
$900
Weekly minimum after your first 4 weeks
After your first 4 weeks, you are guaranteed at least $900 a week.
Commission
Paid every week

Referral bonus

Know a good agent? Bring them in and earn a per-deal override on their sales.

Per-deal override

Questions about licensing and work in Florida

What license do I need to sell health insurance in Florida?
A Florida resident license with the 2-40 Health, or 2-15 Health and Life (including Annuities and Variable Contracts) line, issued by the Florida Department of Financial Services. Agents need a resident license from the state where they live.
Do I need pre-licensing education in Florida?
Yes. Florida requires 40 hours of pre-licensing education (2-40) or 60 hours (2-15), completed within 4 years of applying.
Who runs the insurance licensing exam in Florida?
In Florida, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.
Does Florida use HealthCare.gov?
Yes. For 2027 coverage, Florida uses HealthCare.gov. To enroll Florida residents in marketplace plans, agents complete CMS Marketplace registration and training each plan year.
Can I work remotely from Florida?
Yes. Our roles are remote, or in office in Sunrise, FL. We run seven days a week. You pick the hours that fit your life. Leads come from our own websites. You never buy leads and never cold call.
Do I need a non-resident license?
Your Florida resident license comes first. To help people in other states, you add a non-resident license for each state, and NIPR handles those applications. We cover the cost of non-resident licenses as you expand to more states.

Apply this week.

Licensed in Florida? After your first 4 weeks, you are guaranteed at least $900 a week.