Health coverage
Dental, vision and supplemental
Pharmacy and Medicaid
Work from home anywhere in Minnesota, or from our main office in Sunrise, FL. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.
Agents who live in Minnesota start with a Minnesota resident license. We cover the cost of non-resident licenses as you expand to more states.
Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.
We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.
Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.
Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.
Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.
Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.
Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.
For 2027 coverage, Minnesota runs its own exchange, MNsure, instead of HealthCare.gov. Agents who sell its plans register with MNsure too. Brokers also complete MNsure's own certification, renewed every year.
Sources: CMS 2026 Open Enrollment state file; CMS state-based exchanges list; MNsure broker webinar, March 2026; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.
The median annual wage for insurance sales agents in Minnesota was $78,640 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.
About 4.5% of Minnesota residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).
The Minnesota Department of Commerce licenses insurance agents in Minnesota. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.
In Minnesota, the resident license that lets you sell health insurance is Accident and Health. The Minnesota Department of Commerce issues it.
Minnesota requires 20 hours of pre-licensing education for each line of authority, including Accident and Health.
In Minnesota, insurance licensing exams are run by PSI. You schedule your health line exam with them.
Minnesota requires fingerprints for a background check. PSI takes electronic prints at its Minnesota test sites on exam day.
Apply for your Minnesota resident license through Sircon or NIPR. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.
To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.
Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). You need this for HealthCare.gov states, which you reach with non-resident licenses. CMS ties Marketplace access to the health line of authority on your resident license, so your Minnesota license comes first.
For 2027 coverage, Minnesota runs its own exchange, MNsure, instead of HealthCare.gov. Agents register with MNsure as well. Brokers also complete MNsure's own certification, renewed every year.
To renew, Minnesota requires 24 hours of continuing education every 2-year license period, including 3 hours of ethics.
Also good to know in Minnesota: Exam results stay valid for three years from the exam date.
Official source: Minnesota Department of Commerce. More sources: Minnesota Statutes chapter 60K (2026); PSI Minnesota Insurance Candidate Information Bulletin (October 2026); Minnesota Commerce notice: Prelicense examination vendor change; NIPR: Minnesota resident licensing requirements. Facts checked on October 30, 2026. Rules change, so confirm the details with the Minnesota Department of Commerce before you book an exam.
Every role is remote, or in office in Sunrise, FL, so you can work from home anywhere in Minnesota.
We run seven days a week. You pick the hours that fit your life.
Leads come from our own websites. You never buy leads and never cold call.
Your Minnesota resident license lets you help people in Minnesota. We cover the cost of non-resident licenses as you expand to more states.
Referral bonus
Know a good agent? Bring them in and earn a per-deal override on their sales.
Moving, or licensed somewhere else? Each state page lists that state's licensing steps and market. We cover the cost of non-resident licenses as you expand to more states.
Licensed in Minnesota? After your first 4 weeks, you are guaranteed at least $900 a week.