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Remote health insurance agent jobs in Tennessee

Work from home anywhere in Tennessee, or from our main office in Sunrise, FL. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.

Agents who live in Tennessee start with a Tennessee resident license. We cover the cost of non-resident licenses as you expand to more states.

ACA plan selections, 2026
569,310
Medicare beneficiaries, 2024
1,482,703
Insurance sales agents, May 2025
7,610

Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.

Open roles for Tennessee residents

We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.

Licensed Medicare Sales Agent

Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Licensed ACA / Marketplace Agent

Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.

Location
Remote or in office
Pay
Commission, paid every week

UnitedHealthOne Insurance Agent

Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Limited Medical Agent

Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.

Location
Remote or in office
Pay
Commission, paid every week

Life Insurance Agent

Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.

Location
Remote or in office
Pay
Commission, paid every week

Why Tennessee agents stay busy

For 2027 coverage, Tennessee residents shop for marketplace plans on HealthCare.gov. Agents complete CMS Marketplace registration and training each plan year to enroll them.

569,310
ACA plan selections
2026 Open Enrollment (CMS)
1,482,703
Medicare beneficiaries
2024 total (KFF State Health Facts)
57%
In Medicare Advantage
Share of eligible beneficiaries, February 2026 (MedPAC)
7,610
Insurance sales agents
Employed in May 2025 (BLS)

Sources: CMS 2026 Open Enrollment state file; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.

The median annual wage for insurance sales agents in Tennessee was $57,120 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.

About 5.8% of Tennessee residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).

Counties with the most 2026 ACA plan selections

  1. Shelby County86,784
  2. Davidson County81,397
  3. Knox County38,099

How to get licensed in Tennessee

The Tennessee Department of Commerce and Insurance licenses insurance agents in Tennessee. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.

  1. Resident license

    Get the right license line

    In Tennessee, the resident license that lets you sell health insurance is Accident and Health (or the combined Life and Accident and Health). The Tennessee Department of Commerce and Insurance issues it.

  2. Not required

    No pre-licensing course required

    Tennessee does not require a pre-licensing course for this license (only the title insurance line requires a 30-hour course).

  3. Pearson VUE

    Pass the state exam

    In Tennessee, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.

  4. Required

    Get fingerprinted

    Tennessee requires fingerprints for a background check through IdentoGO, at least 2 business days before you apply.

  5. Apply for your license

    Apply for your Tennessee resident license through NIPR. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.

  6. Every plan year

    Certify for Medicare

    To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.

  7. Every plan year

    Register with CMS for ACA plans

    Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). Tennessee uses HealthCare.gov, so this is the registration that lets you enroll Tennessee residents in marketplace plans. CMS ties Marketplace access to the health line of authority on your resident license, so your Tennessee license comes first.

  8. Keep your license active

    To renew, Tennessee requires 24 hours of continuing education every 2 years, including 3 hours of ethics.

Also good to know in Tennessee: If you move to Tennessee and apply within 90 days of canceling your old resident license, you are exempt from the state exams.

Official source: Tennessee Department of Commerce and Insurance. More sources: TDCI: Continuing education requirements; TDCI: Important information for licensees; Pearson VUE: Tennessee insurance candidate handbook (PDF). Facts checked on October 30, 2026. Rules change, so confirm the details with the Tennessee Department of Commerce and Insurance before you book an exam.

Work from Tennessee

Every role is remote, or in office in Sunrise, FL, so you can work from home anywhere in Tennessee.

We run seven days a week. You pick the hours that fit your life.

Leads come from our own websites. You never buy leads and never cold call.

Your Tennessee resident license lets you help people in Tennessee. We cover the cost of non-resident licenses as you expand to more states.

What you need

  • A Tennessee resident license with the Accident and Health (or the combined Life and Accident and Health) line
  • Your National Producer Number (NPN). You can look it up on NIPR.
  • For Medicare roles: the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year
  • For ACA roles: CMS Marketplace registration for the current plan year
  • Willingness to add non-resident licenses as you grow. We cover the cost of non-resident licenses as you expand to more states.

How you are paid

$0
Chargebacks
No chargebacks, ever. You keep 100% of what you earn and never owe anything back.
$900
Weekly minimum after your first 4 weeks
After your first 4 weeks, you are guaranteed at least $900 a week.
Commission
Paid every week

Referral bonus

Know a good agent? Bring them in and earn a per-deal override on their sales.

Per-deal override

Questions about licensing and work in Tennessee

What license do I need to sell health insurance in Tennessee?
A Tennessee resident license with the Accident and Health (or the combined Life and Accident and Health) line, issued by the Tennessee Department of Commerce and Insurance. Agents need a resident license from the state where they live.
Do I need pre-licensing education in Tennessee?
No. Tennessee does not require a pre-licensing course for this license (only the title insurance line requires a 30-hour course).
Who runs the insurance licensing exam in Tennessee?
In Tennessee, insurance licensing exams are run by Pearson VUE. You schedule your health line exam with them.
Does Tennessee use HealthCare.gov?
Yes. For 2027 coverage, Tennessee uses HealthCare.gov. To enroll Tennessee residents in marketplace plans, agents complete CMS Marketplace registration and training each plan year.
Can I work remotely from Tennessee?
Yes. Our roles are remote, or in office in Sunrise, FL. We run seven days a week. You pick the hours that fit your life. Leads come from our own websites. You never buy leads and never cold call.
Do I need a non-resident license?
Your Tennessee resident license comes first. To help people in other states, you add a non-resident license for each state, and NIPR handles those applications. We cover the cost of non-resident licenses as you expand to more states.

Apply this week.

Licensed in Tennessee? After your first 4 weeks, you are guaranteed at least $900 a week.