Health coverage
Dental, vision and supplemental
Pharmacy and Medicaid
Work from home anywhere in New York, or from our main office in Sunrise, FL. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.
Agents who live in New York start with a New York resident license. We cover the cost of non-resident licenses as you expand to more states. Leer en español
Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.
We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.
Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.
Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.
Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.
Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.
Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.
For 2027 coverage, New York runs its own exchange, NY State of Health, instead of HealthCare.gov. Agents who sell its plans register with NY State of Health too. Brokers also train and certify with NY State of Health.
Sources: CMS 2026 Open Enrollment state file; CMS state-based exchanges list; NY State of Health agents page; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.
The median annual wage for insurance sales agents in New York was $78,110 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.
About 15% of New York residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).
The New York State Department of Financial Services licenses insurance agents in New York. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.
In New York, the resident license that lets you sell health insurance is Accident and Health (Life, Accident and Health Agent license). The New York State Department of Financial Services issues it.
New York requires 20 hours of pre-licensing education for Accident and Health alone, or 40 hours for Life, Accident and Health.
In New York, insurance licensing exams are run by PSI. You schedule your health line exam with them.
New York does not require fingerprints for a resident license for agents: New York fingerprints only adjuster, bail bond, and life settlement applicants.
Apply for your New York resident license through NY LINX, the DFS online licensing system. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.
To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.
Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). You need this for HealthCare.gov states, which you reach with non-resident licenses. CMS ties Marketplace access to the health line of authority on your resident license, so your New York license comes first.
For 2027 coverage, New York runs its own exchange, NY State of Health, instead of HealthCare.gov. Agents register with NY State of Health as well. Brokers also train and certify with NY State of Health.
To renew, New York requires continuing education: 15 credits every 2 years, with at least 1 each in insurance law, ethics, and diversity, inclusion and elimination of bias.
Also good to know in New York: You must pass the PSI exam within 2 years before you apply for the license.
Official source: New York State Department of Financial Services. More sources: NY DFS: Life, accident and health license application; NY DFS: Pre-licensing education; NY DFS: Continuing education; NY DFS: Continuing education program criteria, 2026 (PDF); PSI: New York DFS insurance candidate information bulletin (PDF); NIPR: New York resident licensing requirements. Facts checked on October 30, 2026. Rules change, so confirm the details with the New York State Department of Financial Services before you book an exam.
Every role is remote, or in office in Sunrise, FL, so you can work from home anywhere in New York.
We run seven days a week. You pick the hours that fit your life.
Leads come from our own websites. You never buy leads and never cold call.
Your New York resident license lets you help people in New York. We cover the cost of non-resident licenses as you expand to more states.
Referral bonus
Know a good agent? Bring them in and earn a per-deal override on their sales.
Moving, or licensed somewhere else? Each state page lists that state's licensing steps and market. We cover the cost of non-resident licenses as you expand to more states.
Licensed in New York? After your first 4 weeks, you are guaranteed at least $900 a week.