Health coverage
Dental, vision and supplemental
Pharmacy and Medicaid
Work from home anywhere in Kentucky, or from our main office in Sunrise, FL. Leads come from our own websites. You never buy leads and never cold call. Pay is commission, paid every week.
Agents who live in Kentucky start with a Kentucky resident license. We cover the cost of non-resident licenses as you expand to more states.
Sources: CMS 2026 Open Enrollment data, KFF State Health Facts, BLS OEWS.
We hire licensed agents in all 50 states and DC. Every role is remote, or in office in Sunrise, FL.
Help people compare Medicare Advantage, Medicare Supplement, and Part D options and enroll in coverage that actually fits, working company-provided leads by phone with full compliance support.
Help individuals and families compare ACA marketplace plans, understand what financial help they qualify for, and enroll compliantly, with year-round Special Enrollment Period work alongside the Open Enrollment surge.
Help people who need coverage outside Medicare and the ACA marketplace compare UnitedHealthOne plans and enroll in the one that fits their needs and budget, working company-provided leads by phone with full compliance support.
Help people find limited medical coverage that fits their situation and budget, explaining clearly what these plans do and do not cover, and enroll them compliantly, working company-provided leads by phone.
Help families protect the people who depend on them. Sell life insurance from major carriers to company-provided leads by phone, with commission starting at 90%, a straightforward approach to needs, and full compliance support.
For 2027 coverage, Kentucky runs its own exchange, kynect, instead of HealthCare.gov. Agents who sell its plans register with kynect too. Agents also complete Kentucky's kynect onboarding and training.
Sources: CMS 2026 Open Enrollment state file; CMS state-based exchanges list; Kentucky Health Benefit Exchange agent training page; KFF State Health Facts, Medicare beneficiaries 2024; MedPAC July 2026 Data Book, Chart 9-5; BLS OEWS May 2025, insurance sales agents; Census Bureau ACS 2024 1-year, table C16001.
The median annual wage for insurance sales agents in Kentucky was $60,880 in May 2025, according to the Bureau of Labor Statistics. That figure covers every kind of insurance agent and employer in the state, so read it as a picture of the local market, not as pay at My Live Health. Our pay is commission, paid every week.
About 3.7% of Kentucky residents speak Spanish at home (Census Bureau ACS 2024 1-year, table C16001).
The Kentucky Department of Insurance licenses insurance agents in Kentucky. Here is the path to a resident license that covers health insurance, then the steps to sell Medicare and ACA plans.
In Kentucky, the resident license that lets you sell health insurance is Health. The Kentucky Department of Insurance issues it.
Kentucky requires 20 hours of pre-licensing education for Health, or 40 hours for combined Life and Health.
In Kentucky, insurance licensing exams are run by Kentucky Department of Insurance, scheduled through its eServices portal. You schedule your health line exam with them.
Kentucky uses a background check instead of fingerprints: a Kentucky court (AOC) criminal background report.
Apply for your Kentucky resident license through NIPR, then upload documents in a Kentucky DOI eServices account. You receive your National Producer Number (NPN), a unique ID that follows you to every state, during the application process.
To sell Medicare Advantage and Part D plans with us, complete the AHIP Medicare + Fraud, Waste, and Abuse course for the current plan year (AHIP updates it every year), plus each carrier's certification.
Complete Marketplace registration and training with CMS each plan year through the Marketplace Learning Management System (MLMS). You need this for HealthCare.gov states, which you reach with non-resident licenses. CMS ties Marketplace access to the health line of authority on your resident license, so your Kentucky license comes first.
For 2027 coverage, Kentucky runs its own exchange, kynect, instead of HealthCare.gov. Agents register with kynect as well. Agents also complete Kentucky's kynect onboarding and training.
To renew, Kentucky requires 24 hours of continuing education every 2 years, due by the end of your birth month, including 3 hours of ethics.
Also good to know in Kentucky: You apply through NIPR first, and you schedule the state-run exam in eServices after the department processes your application.
Official source: Kentucky Department of Insurance. More sources: Kentucky DOI: Checklist to apply for a resident license; Kentucky DOI: Testing sites and schedules; 806 KAR 9:025 (pre-licensing hours). Facts checked on October 30, 2026. Rules change, so confirm the details with the Kentucky Department of Insurance before you book an exam.
Every role is remote, or in office in Sunrise, FL, so you can work from home anywhere in Kentucky.
We run seven days a week. You pick the hours that fit your life.
Leads come from our own websites. You never buy leads and never cold call.
Your Kentucky resident license lets you help people in Kentucky. We cover the cost of non-resident licenses as you expand to more states.
Referral bonus
Know a good agent? Bring them in and earn a per-deal override on their sales.
Moving, or licensed somewhere else? Each state page lists that state's licensing steps and market. We cover the cost of non-resident licenses as you expand to more states.
Licensed in Kentucky? After your first 4 weeks, you are guaranteed at least $900 a week.